Universal Insurance Holdings Inc
Universal Insurance Holdings is a property & casualty insurance company located in Florida, United States, which is part of the Financial Services sector, and is traded under the ticker UVE on the NYSE exchange.
Universal Insurance Holdings stock last closed at $26.39, up 0.76% from the previous day, and has increased 40.82% in one year. It has overperformed other stocks in the Insurance - Property & Casualty industry by 0.25 percentage points. Universal Insurance Holdings stock is currently +59.94% from its 52-week low of $16.50, and -7.37% from its 52-week high of $28.49.
At the moment, there are 28.14M UVE shares outstanding. The market value of UVE is $742.74M. In the past 24 hours, 240,000 UVE shares were traded.
How to Buy Universal Insurance Holdings Stock
Not sure how to invest in Universal Insurance Holdings stock? Here's how.
- Figure out where to buy Universal Insurance Holdings stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you figure out where to buy Universal Insurance Holdings stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Put funds into your brokerage account: Choose your payment method and add your details.
- Evaluate Universal Insurance Holdings stock: The Universal Insurance Holdings ticker symbol is UVE. Is Universal Insurance Holdings stock a good investment? Should you buy shares of UVE? How do UVE's underlying business fundamentals look? Do top analysts think Universal Insurance Holdings is a good buy? Why has UVE's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if UVE is a good stock to buy).
- Execute your UVE purchase: Decide if you will purchase UVE shares at the current market price or use a limit order to buy UVE stock at a given price.
- Get key alerts regarding your investment in UVE: Create a watchlist to keep tabs on your investment in Universal Insurance Holdings shares.
Step 1: Figure out where to buy Universal Insurance Holdings stock
You will need an online brokerage account in order to access the NYSE market and buy UVE stock.
Our preferred brokerage: eToro
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- Buy other financial assets: Such as ETFs and cryptocurrencies.
Purchase UVE stock by opening an account with eToro today.
Buy UVE StockStep 2: Create your brokerage account
Now that you've picked the right brokerage, the next step is to fill out some personal info so you can invest in UVE today.
How to Open a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal info to start a new trading account.
- Send your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Put funds into your brokerage account
Now that you have created your account on the stock trading app, you need to deposit funds:
Watch the tutorial below for more details depositing funds into your new investment account.
Step 4: Evaluate Universal Insurance Holdings stock
After you have chosen the best place to buy Universal Insurance Holdings stock, it's crucial to analyze their stock prior to investing, so you truly comprehend the risk and upside.
Universal Insurance Holdings shares data
UVE Fundamentals
WallStreetZen was built to help average investors perform more accurate fundamental analysis in less time.
You can see all of the due diligence checks on UVE's stock page.
What is the fair value of UVE stock?
Investors use many financial metrics, analyses, models, and charts to gauge UVE's intrinsic value.
Using relative valuations measures:
- UVE may be undervalued based on its P/E ratio of 11.14x, relative to Insurance - Property & Casualty industry P/E ratio of 16.98x
- UVE could be undervalued based on its P/B ratio of 1.76x, relative to Insurance - Property & Casualty industry P/B ratio of 2.29x
- UVE could be overvalued based on its PEG ratio of 1.16x
You can do additional valuation analysis on UVE's stock here.
UVE Financial Summary
Positive Financial Indicators:
- UVE earnings of $99.05M is not enough to cover its interest payments.
- UVE's operating cash flow of $241.21M allows it to safely service it's debt of $103.02M.
Negative Financial Indicators:
- UVE has a relatively high debt to equity ratio of 5.43.
- Total UVE debt is higher than 5 years ago, relative to shareholder equity.
- UVE profit margin has gone down from 5.3% to 4.3% in the past year.
You can dig deeper into what analysts are forecasting on the Universal Insurance Holdings stock forecast page.
UVE Technical Indicators
How is UVE performing as a company?
Last year, UVE earnings were $66.71M. In the past five year, UVE's earnings have increased by 23.35% per year. This was faster than the Insurance - Property & Casualty industry average of 19.65%.
Last year, UVE revenue was $1.55B. In the past five year, UVE's revenue has gone up by 10.53% per year. This was slower than the Insurance - Property & Casualty industry average of 13.46%.
Find out more about UVE's earnings and revenue performance here.
What are UVE executives and large shareholders up to?
Over the past 12 months, insiders at UVE have sold more shares than they have bought.
Sean P. Downes, Executive Chairman of UVE, was the latest UVE insider to sell. They sold $661,875.00 worth of UVE shares on Jun 13, 2025.
Get more info about who owns UVE shares here.
Can I rely on UVE as an income stream?
Universal Insurance Holdings pays a dividend of 2.92%, compared to the Insurance - Property & Casualty industry's average dividend yield of 2.4%. If you owned $1,000 of UVE stock, you would have received $29.18 in the past 12 months.
Universal Insurance Holdings dividend payments have consistently grown over the past decade but have not remained stable.
Get more info about Universal Insurance Holdings dividend yield and history here.
What do other investors have to say about UVE?
One of the major reasons eToro is our favorite brokerage is because of its social trading community.
Click below to learn what other investors have to say.
Step 5: Execute your UVE purchase
You have two main order types:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are mostly fine. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a given dollar amount, use a limit order.
Press the Open Trade button and your broker will execute the order.
If you require additional assistance buying stocks on eToro, watch the how to video below:
Step 6: Get key alerts regarding your investment in UVE
Now that you own some UVE shares, you'll want to stay up-to-date on your new company.
Add UVE to a watchlist to get notified of the latest news about your UVE stock.
UVE Feed
How to Buy Stock in Universal Insurance Holdings
To reiterate, here are the 6 steps to buy Universal Insurance Holdings stock:
- Figure out where to buy Universal Insurance Holdings stock
- Create your brokerage account
- Put funds into your brokerage account
- Evaluate Universal Insurance Holdings stock
- Execute your UVE purchase
- Get key alerts regarding your investment in UVE
If you are looking for a brokerage account, eToro is our favorite option.
Get Started with eToro TodayIf you want to watch your new investment in Universal Insurance Holdings, add UVE to your watchlist below.
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